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Payment Services

Making payments simple to manage

Our extensive range of automated payment services helps cut down on admin and saves you time.

Making and collecting payments

Bacs Direct

A quick and easy way to make and collect payments automatically. It's ideal for any business that regularly makes or receives payments such as wages, subscriptions, insurance premiums, pensions or interest payments.

Faster Payments

Make low value payments in hours, not days.

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CHAPS

An electronic bank-to-bank payment system that enables you to make same-day UK payments of cleared funds.

Merchant Services

Accepting payments by card is more convenient for your customers and it also has advantages for your business. All new card acceptance services for Bank of Scotland customers are provided by Cardnet®.

More on CHAPS

More on Merchant Services

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