Internet Banking
Business Internet Banking gives you the time and space to do the important things, like running your business. Available when you want it, wherever you happen to be, and it puts you in control of your banking.
Banking manually can be time consuming and it's a cost that won't help your bottom line. Choose Business Internet Banking and get back vital time to spend on your business.
Key features
- No monthly charge.
- Available 24/7.
- Secure new card reader security.
- Online International Payments - make payments in over 35 currencies to almost anywhere in the world.
Easy money management
To give you more control over your business internet banking, you can choose to set different levels of online access for each of your internet banking users – depending on their role and your business requirements.
There are three user access levels to choose from, please see the table below for more details:
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Full Access (Account Signatories) |
Full Access (Delegate) |
View Only Access (Delegate) |
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View current and historic statements. |
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Check balances, view recent transactions across current, deposit and business loan accounts. |
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Pay bills to another person or company without the need for a cheque. |
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Make up to 25 payments at one time with our Multiple Payments facility. |
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Transfer money between your Bank of Scotland business accounts. |
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Set up, amend and cancel most standing orders. |
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View and cancel most Direct Debits. |
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View |
Print your statement or download it into a financial software package. |
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Apply for a business loan, overdraft, savings account and Business Credit Card. |
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How much does Internet Banking cost?
What can I do with Internet Banking?
When is Internet Banking available?
How do I contact the Business Internet Banking Helpdesk from overseas?
Is it secure?
Can I access my accounts from anywhere in the world?
What browsers can I use to access Business Internet Banking?
Do I need any special software?
How do I use my card reader?
How much does Internet Banking cost?
There is no charge for using the Internet Banking service, however there may be charges for operating your bank account. Bank of Scotland makes no charge for the use of its Internet Banking service. However, any charge made by your Telecoms Provider and/or Internet Service Provider (ISP) for using the Internet will still apply.
What can I do with Internet Banking?
You can:
- View account balances for business sterling accounts.
- Make payments via Faster Payments or BACS.
- Make up to 25 payments in one batch.
- Set up and manage standing orders.
- Manage Direct Debits.
- View transactions on your account for at least the last 13 months.
- Print your statement or download it into a financial software package.
- View forecast payments and forecast cleared balances to help manage your money.
- Apply for free Text Alerts - we'll send your account balance and up to the last six transactions to your mobile.
- Apply for other products and services such as loans, overdrafts and savings accounts online.
When is Internet Banking available?
Internet Banking is available 24 hours a day, 7 days a week.
How do I contact the Business Internet Banking Helpdesk from overseas?
You can call them on +44 131 339 8620.
Is it secure?
Online fraud cost UK banks and their customers tens of millions of pounds each year. Fraudsters are making full use of new technology such as spyware and malware to hijack customers’ online banking sessions. To make our Business Internet Banking as secure as possible we have introduced card reader technology when you bank online with us.
For your safety - We will only ever ask you to generate an access code using the ‘Sign’ function to authorise a payment that you have initiated. Requests at any other time should be treated as suspicious. When we prompt you to use the ‘Sign’ function, we always ask you to confirm your PIN, the destination account number and the full payment amount as well. You will never be contacted by the bank phone to “reconfigure” or “resynchronise” your Card & Reader.
Can I access my accounts from anywhere in the world?
Yes, as long as you have internet access and your card and card reader.
What browsers can I use to access Business Internet Banking?
Always use the latest version of your web browser (e.g. Internet Explorer, Firefox or Safari). Web browsers often provide a level of inbuilt protection such as anti-virus and anti spyware. However, you should not regard this as a substitute for your own anti-malware products, which still need to be maintained. Using an out of date browser increases the likelihood that someone might be able to exploit a weakness, so having the most up to date version and ensuring that all security patches have been applied is important.
Do I need any special software?
No, Business Internet Banking should run on any web browser with the equivalent functionality of Microsoft Internet Explorer v. 7.0 or above.
How do I use my card reader?
Using a card reader makes your online business banking as secure as possible and reduces the risk of a fraud attack. The additional levels of security the card reader brings will also allow us to offer other online business related services in the future.
If you are an existing Bank of Scotland customer please apply online now.
If you do not currently bank with us then please call us on 0845 606 0286.

