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Managing your business HOME   HR & payroll solutions   Processing card payments   Pension services   Importing & exporting advice   Impact of the Euro   HBOS Women   Switch to us     HR and payroll solutions We can manage all your HR and payroll administration, leaving you with more time to run your business Find out more about HR and payroll solutions     Processing card payments Set up your business to accept credit and debit card payments - we can provide a range of services tailored to your needs Find out more about card processing           Pension services Whether it's a home for cash as part of an existing pension scheme or to establish a stakeholder scheme of your own, Bank of Scotland can help provide the answer Find out more about Pension services     Importing and exporting advice A wide range of options and specialist assistance in all aspects of import and export transactions Find out more about Importing and exporting