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Asset Finance

IMPORTANT INFORMATION FOR ASSET FINANCE CUSTOMERS

If you have recently received a letter notifying you that your Asset Finance Agreement is transferring to VHP Ireland Limited please click here.

On the 19th August 2010, Lloyds Banking Group plc announced its intention to close Bank of Scotland (Ireland) Limited on the 31st December 2010. On the 31st December 2010, all of the assets and liabilities of Bank of Scotland (Ireland) Limited transferred to Bank of Scotland plc through a merger and Bank of Scotland (Ireland) Limited ceased to exist.

Your Asset Finance loan, lease or Hire Purchase account will continue under the current Terms & Conditions until all outstanding amounts have been repaid or you decide to close it early. Your monthly repayment will continue to be collected as normal and you will receive a statement annually. If you wish to close your account early you may be required to pay an early settlement fee.

If you have Payment Protection on your Asset Finance account this will continue on the current terms until the account balance is repaid in full or closed.

How do I find out information about my Asset Finance, for instance current balance, term remaining, settlement figures or interest rate?

You can contact Certus (which has been appointed by Bank of Scotland plc to provide support and administrative services to customers in Ireland and Northern Ireland) if you have any query on your account.

My contact details have changed, what should I do?

It is important to let us know if your contact information has changed since you took out your Asset Finance e.g. home address or mobile phone number. To update your details or for general account enquiries please contact Certus on (01) 0055 6583

I am having financial difficulties and may not be able to pay my Asset Finance account. Who should I call?

If you are concerned that you will have trouble repaying your Asset Finance account or have already missed payments, please contact Certus on (01) 898 0010 to find out more about the options available to you.

How to change your Direct Debit instruction for your Asset Finance:

If you have recently changed current account provider, you may need to download and complete a new Direct Debit Instruction form. This will allow us to change the account where your monthly direct debit payment is collected. This will ensure that these accounts do not fall into arrears.

Post the completed form:
Certus Customer Services
124-127 St. Stephens Green
Dublin 2
Ireland

Please note it can take up to 5 days to apply changes.

* Please note that all of the assets and liabilities of Bank of Scotland (Ireland) Limited transferred to Bank of Scotland plc through a merger on the 31st December 2010. In addition BOS (Ireland) Leasing Limited and ICC Finance Limited transferred loans to Bank of Scotland plc through a merger on the 31st December 2010. Thistle Finance Limited and BOS (Ireland) Financial Services Limited transferred to Bank of Scotland plc pursuant to a business transfer on the 31st December 2010.

Customers who hold a Contract Hire or Leasing Agreement can refer to our Contract Hire & Leasing Agreement information.

Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office: The Mound, Edinburgh EH 1YZ. Bank of Scotland plc is authorised and regulated by the Financial Services Authority in the United Kingdom and is regulated by the Central Bank of Ireland for conduct of business rules. Bank of Scotland plc is entered in the FSA’s Register and its Register No is 169628.

Telephone calls may be recorded to confirm instructions given and for quality control and training purposes.
Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised and regulated by the Financial Services Authority in the United Kingdom. Bank of Scotland plc is entered in the FSA's Register and its Register No. is 169628.