Corporate Loans
On the 19th August 2010, Lloyds Banking Group plc, announced its intention to close Bank of Scotland (Ireland) Limited on the 31st December 2010. On the 31st December 2010, all of the assets and liabilities of Bank of Scotland (Ireland) Limited transferred to Bank of Scotland plc through a merger and Bank of Scotland (Ireland) Limited ceased exist.
If you have a loan from the Bank of Scotland plc ('the Bank') you will have received a letter informing you of what will happen.
All Loans
Your Loan Agreement is now with Bank of Scotland plc. Your rights and obligations under the Loan Agreement are not affected and the Loan Agreement will remain in place until all amounts owing have been repaid. You are expected to continue to make payments in line with the Loan Agreement. If you require further facilities after the expiry of your loan facility, we would strongly advise that you make arrangements with an alternative provider.
If your Loan Account requires a lump sum bullet payment and is maturing prior to 31st December 2012, you are expected to repay this loan as set out in the Loan Agreement. However, if you are unable to pay this amount in full and if you are compliant with all other Terms & Conditions which apply to the facility at maturity, you may apply to extend the term for a period up to a maturity date no later than 31st December 2012.
If you have a loan that is not compliant with Terms & Conditions and/ or is in arrears please contact us on 1890 81 81 81.
If you have a working capital product with us (for example an Invoice Discounting or Payline product), please refer to our Working Capital pages for information on your facility.
You may have further questions and we have listed a suite of Frequently Asked Questions (FAQ) that hopefully will address these queries.