Introducers

As a finance professional, you'll be aware of your clients frustration with some banks. If a client has asked you to recommend a bank, you've come to the right place. We'll make every effort to help their business run smoothly.

• Our New Business team of experts will find a solution to your clients’ needs

• Your clients’ Relationship Manager will help manage their account and is empowered to make decisions

• We have an extensive range of accounts and services to suit your clients’ needs

They include:

Business Current Account

Ideal for the day-to-day running of your clients’ business:

• Chequebook, statements, direct debits, standing orders, cash and cheque clearing services available through our national network of business centres

• Secure online access and Telephone Banking service

High Interest Deposit Accounts

We have a range of flexible, high interest deposit accounts:

• Attractive interest rates

A flexible and convenient way for your clients to manage their day-to-day business expenses:

• Fee-free for the first year, regardless of how many cards they have

• Up to 41 days' interest-free credit

• Individual employee credit limits can be set in addition to a total agreed business limit

Business Insurance

A range of comprehensive insurances to protect your clients’ assets, liabilities and cash flow. Our business insurance specialists will help ensure you get the right cover at the right price.

International banking

As an international bank, we offer a wide range of services to enable your clients to conduct business overseas, including:

• Inward international payment clearance

• Foreign drafts

• Foreign currency accounts

• Euro services

• Bills of exchange

• Issuing of guarantees

• Documentary credits and travel services

Pension Fund Cheque Account

This account eases the management of your clients’ pension fund cash. It offers consistently high interest rates paid monthly or annually.

• Attractive interest rates

• Commission payments to Regulated Introducers* and Pension Professionals

• Transactions free of charge

• Conforms to IR Savings, Pensions and Share Schemes rulings

• Easy administration of your clients' Pension Fund Bank Account

• Named, dedicated Banking Manager available

* Regulated Introducers are members of the Bank of Scotland's Introducer Panel.

Succession planning

Advice on how to fund and structure the future planning and development of your business including:

• Buying out partners

• When partners want to buy your client out

• Selling shares back to the company

• Releasing capital to retire early

• Restructuring businesses when personal circumstances change