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Financing your business  

Overdrafts

Our overdrafts are ideal for helping you manage your working capital needs. If you have a Business Current Account with us, an overdraft can be arranged quickly and easily. Overdrafts are usually arranged for one year and reviewed annually thereafter. The benefits of an overdraft is that you only pay interest on the amount you borrow and for the days that you use it, making it a cost effective way to borrow.
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Business Loans

As every business is unique our highly flexible Business Loan could help you finance a diverse range of business requirements, from buying new premises to business growth in new markets. With no maximum or minimum amount and payable between 1 - 20 years, loans can be arranged for almost every purpose.
   
     

Enterprise Finance Guarantee

A finance option for SME businesses supported by the Government. Funding can be used to help your business invest in assets or by increasing your cash flow, allowing you to grow your business.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Next steps

Existing Bank of Scotland business customers

Please contact your Relationship Manager for further information

New Bank of Scotland business customers

Call us on 0845 606 0286 Monday to Friday 9am - 5pm excluding Wednesday 9.30am to 5pm.