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Unauthorised Borrowing

We want to be clear about when you will be charged unauthorised borrowing fees – and how you can avoid them.

When we'll debit your charges

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Fees and charges for unauthorised borrowing

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Unauthorised borrowing interest

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FAQs

Why have you changed the way you charge for unauthorised borrowing?
It is important that we have the right overdraft and payment limits in place for your business - you may be able to avoid unauthorised borrowing fees and interest by talking to us about your borrowing requirements.

Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Authorised and regulated by the Financial Services Authority under number 169628.

Bank of Scotland plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service. (Please note that due to the schemes' eligibility criteria not all Bank of Scotland business customers will be covered by these schemes.)