Business Instant Access
Access to your money when you need it most
If your business has a fast-moving cashflow and you need the flexibility of instant access to your money, Bank of Scotland’s instant access account can help you make the most of your day-to-day surpluses.
Key features
- Tiered interest rates.
- Instant access to your savings.
- Open an account with just £1.
- Instant access – you don’t need to wait to get to your money and you don’t lose interest by making withdrawals without notice.
- Save from just £1 up to £5 million.
- Tiered interest, calculated daily and paid monthly.
View the Business Instant Access account rates
Conditions
Please visit our terms and conditions section to view all terms and conditions, charging and associated information.
How to apply
Before applying for a business bank account from Bank of Scotland, you must be able to confirm the following:
- that you are a sole trader, or a partner or director of the business
- you are over the age of 18
- the account is for business use only.
Before you apply
You will need to have the following information available:
- contact details for you and your business
- personal details of your partners / directors (if applicable).

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Online
Our online application form takes around two minutes to complete. Once we have received it one of our team will get in touch to talk about your request in more detail.

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By phone
Call 0845 606 0286.