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Business Instant Access

Access to your money when you need it most

If your business has a fast-moving cashflow and you need the flexibility of instant access to your money, Bank of Scotland’s instant access account can help you make the most of your day-to-day surpluses.

Key features

  • Tiered interest rates.
  • Instant access to your savings.
  • Open an account with just £1.

You can apply by calling 0845 606 0286 or Apply now

  • Instant access – you don’t need to wait to get to your money and you don’t lose interest by making withdrawals without notice.
  • Save from just £1 up to £5 million.
  • Tiered interest, calculated daily and paid monthly.

View the Business Instant Access account rates

Conditions

Please visit our terms and conditions section to view all terms and conditions, charging and associated information.

How to apply

Before applying for a business bank account from Bank of Scotland, you must be able to confirm the following:

  • that you are a sole trader, or a partner or director of the business
  • you are over the age of 18
  • the account is for business use only.

Before you apply

You will need to have the following information available:

  • contact details for you and your business
  • personal details of your partners / directors (if applicable).

Online

Online

Our online application form takes around two minutes to complete. Once we have received it one of our team will get in touch to talk about your request in more detail.

Telephone

By phone

Call 0845 606 0286.

You can apply by calling 0845 606 0286 or Apply now

This site is intended for UK residents unless otherwise stated. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Authorised and regulated by the Financial Services Authority under number 169628. This is an English language site, all contracts will be in the English language only. For optimal viewing of this site you will need Macromedia Flash version 9 or above. Copyright 2010, Bank of Scotland Business Banking. All rights reserved.

Bank of Scotland plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service. (Please note that due to the schemes' eligibility criteria not all Bank of Scotland business customers will be covered by these schemes.)

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