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Business overdraft

Financial flexibility when your business needs it most

In business it pays to be prepared and ready to deal with the unexpected. A business overdraft can help ensure that you have funds in place should you need them.

Key features

  • Help make sure your business is ready for the unexpected.
  • Only pay interest on monies used.
  • Borrow the sum that suits your needs.
  • Business overdrafts are subject to an arrangement fee, which will be determined by the amount you decide to borrow.

Call us on 0845 606 0286

A Bank of Scotland business overdraft can help you ensure that extra funds are ready and waiting should you need them.

  • Borrow an amount to suit you.
  • Interest is only charged on the funds you use.

Talk to us about your plans and needs and we’ll help you work out how much can be made available. We’ll agree interest rates with you and let you know if we need security on your borrowing. All terms and requirements will be fully discussed with you before you take out your Bank of Scotland business overdraft.

Before you apply

Please view our finance application checklist.

Telephone

By phone

Call us on 0845 300 0268.

Any property given as security which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business. You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.

This site is intended for UK residents unless otherwise stated. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Authorised and regulated by the Financial Services Authority under number 169628. This is an English language site, all contracts will be in the English language only. For optimal viewing of this site you will need Macromedia Flash version 9 or above. Copyright 2010, Bank of Scotland Business Banking. All rights reserved.

Licensed under the Consumer Credit Act 1974 by the Office of Fair Trading under licence number 0593292.

We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.

Authorised and regulated by the Financial Services Authority under number 169628.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.