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Business loans

Loans created with business in mind

Ready to take your business to the next level? Bank of Scotland offers a wide range of business loans that could help support your goals.

Key features

  • Base rate linked or fixed interest loans available.
  • Option of capital repayment holidays.
  • Borrow any sum from £1,000.
  • Business loans are subject to an arrangement and security fee.

Call us on 0845 606 0286

  • Repayment terms of up to 30 years.
  • Borrow from as little as £1,000.
  • Choose from fixed or variable payments to suit your cashflow.

Talk to us about your plans and needs and we’ll help you work out how much can be made available. We’ll agree interest rates with you and let you know if we need security on your borrowing. All terms and requirements will be fully discussed with you before you take out your Bank of Scotland business loan.

If your financing needs are more complex, we may have an alternative solution that may better suit your needs. Call 0845 606 0286 to talk to one of our experienced relationship managers.

How to apply

Before applying for any form of business finance from Bank of Scotland, you must be able to confirm the following:

  • that you are a sole trader, or a partner or director of the business
  • you are over the age of 18
  • the finance you wish to secure is for business use only.

Before you apply

You will need to have the following information available:

  • the amount of money you would like to borrow
  • the reason you want to borrow the money
  • how long you wish to take to repay the money.

Please view our finance application checklist.

Telephone

By phone

Call us on 0845 300 0268.

Any property given as security which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business. You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.

This site is intended for UK residents unless otherwise stated. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Authorised and regulated by the Financial Services Authority under number 169628. This is an English language site, all contracts will be in the English language only. For optimal viewing of this site you will need Macromedia Flash version 9 or above. Copyright 2010, Bank of Scotland Business Banking. All rights reserved.

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