Business loans & finance
From time to time many businesses need a helping hand to reach their goals. Whether it’s to enhance your day-to-day cashflow or longer-term borrowing, Bank of Scotland offers a range of flexible finance solutions for business.
Business loans and overdrafts to suit your business
Business overdraft
In business it pays to be prepared and ready to deal with the unexpected. A business overdraft can help ensure that you have funds in place should you need them.
Business loans
Ready to take your business to the next level? Bank of Scotland offers a wide range of business loans that could help support your goals.
Commercial mortgage
Found the perfect new premises for your business? Talk to Bank of Scotland about a commercial mortgage. Whether you’re buying, refurbishing or investing in property we’re with you all the way.
Other financing options
Invoice finance (Factoring and Invoice Discounting)
Don’t let slow paying customers hold your business back.
Hire Purchase and Leasing
If a conventional loan isn’t right for your business needs, we offer a range of alternative ways to finance certain business needs.
Enterprise Finance Guarantee
A government initiative to help small businesses with a workable business proposition, but lacking sufficient security to secure new lending or free up existing overdraft facilities.
Contract hire
More and more companies find that contract hire can be a cost effective way of managing company vehicles.