Business loans & finance
From time to time many businesses need a helping hand to reach their goals. Whether it’s to enhance your day-to-day cashflow or longer-term borrowing, Bank of Scotland offers a range of flexible finance options for business.
Any property given as security which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
Business loans and overdrafts to suit your business
As part of Bank of Scotland’s participation in the Funding for Lending Scheme, we have reduced the interest rate by 1% on all approved business loan, commercial mortgage and hire purchase applications received after the 10th September 2012.
Ready to take your business to the next level? Bank of Scotland offers a wide range of business loans that could help support your goals.
Found the perfect new premises for your business? Talk to Bank of Scotland about a commercial mortgage. Whether you’re buying, refurbishing or investing in property we’re with you all the way.
In business it pays to be prepared and ready to deal with the unexpected. A business overdraft can help ensure that you have funds in place should you need them.
Other financing options
Don’t let slow paying customers hold your business back.
If a conventional loan isn’t right for your business needs, we offer a range of alternative ways to finance certain business needs.
A government initiative to help small businesses with a workable business proposition, but lacking sufficient security to secure new lending or free up existing overdraft facilities.
More and more companies find that contract hire can be a cost effective way of managing company vehicles.