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Business loans & finance

From time to time many businesses need a helping hand to reach their goals. Whether it’s to enhance your day-to-day cashflow or longer-term borrowing, Bank of Scotland offers a range of flexible finance solutions for business.

Business loans and overdrafts to suit your business

Business overdraft

In business it pays to be prepared and ready to deal with the unexpected. A business overdraft can help ensure that you have funds in place should you need them.

Business loans

Ready to take your business to the next level? Bank of Scotland offers a wide range of business loans that could help support your goals.


Commercial mortgage

Found the perfect new premises for your business? Talk to Bank of Scotland about a commercial mortgage. Whether you’re buying, refurbishing or investing in property we’re with you all the way.


Other financing options

Invoice finance (Factoring and Invoice Discounting)

Don’t let slow paying customers hold your business back.

Hire Purchase and Leasing

If a conventional loan isn’t right for your business needs, we offer a range of alternative ways to finance certain business needs.


Enterprise Finance Guarantee

A government initiative to help small businesses with a workable business proposition, but lacking sufficient security to secure new lending or free up existing overdraft facilities.

Contract hire

More and more companies find that contract hire can be a cost effective way of managing company vehicles.


This site is intended for UK residents unless otherwise stated. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Authorised and regulated by the Financial Services Authority under number 169628. This is an English language site, all contracts will be in the English language only. For optimal viewing of this site you will need Macromedia Flash version 9 or above. Copyright 2010, Bank of Scotland Business Banking. All rights reserved.

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